Terms of Use

1. Overview

1.1. Welcome to Cheong X Sgx Fin (the Website). Contact: [email protected].

1.2. The Website outlines third-party platforms (Third-Party Platforms) that enable trading (Services).

1.3. These Terms set out the conditions for your (You, Your, User) use of the Website and Services and create a binding agreement with the operator. If You do not agree, stop using the Website. By continuing to use it, You accept these Terms, which may be revised from time to time. Our Privacy Notice is included by reference.

2. Access requirements

2.1. You may use the Website only if You are at least 18 years old, have the legal capacity to enter into these Terms, and are not barred from the Services under the laws of the country where You live or from which You access the site.

2.2. We do not state that the Website or Services are lawful for every user or every purpose, and we accept no liability for any unauthorised use.

3. Restricted countries

3.1. We may restrict access in certain locations (Restricted Territories) or for anyone we reasonably believe presents a legal, regulatory, reputational, or financial risk. Extra requirements may apply depending on the country. If You enter Restricted Territories, the Website or Services may not be available.

4. Forbidden conduct

4.1. You must not use the Website to violate others' rights; post unlawful, harmful, defamatory, or discriminatory material; introduce malware; place advertising without our permission; scrape, frame, or mirror the Services; use unauthorised bots; evade security measures; delete proprietary notices; access the Services other than via the Website; interfere with other users; deploy hidden tracking without consent; breach any applicable law; alter code; or reverse engineer our software.

4.2. If we reasonably think your use breaches these Terms or the law, we may monitor activity, limit access, disclose conduct to third parties where lawful, and take any other action needed to protect our rights and users.

5. Intellectual Property Rights

5.1. The Website and its materials, including text, media, logos, designs, marks, and software, are protected by intellectual property rights owned by us or our licensors. Using the Website does not give You any ownership rights beyond the limited permission to use it as these Terms permit, for personal, non-commercial purposes.

5.2. You may not copy, alter, distribute, sell, lease, scrape, decompile, or make derivative works from the Website or Services without our prior written approval.

6. Liability limits

6.1. You use the Website at Your own risk. To the fullest extent allowed by law, the Website and Services are provided on an as is and as available basis, without any warranties, including as to accuracy, availability, fitness for purpose, or non-infringement.

6.2. We are not responsible for errors in content, interruptions to service, or harmful code sent by third parties. You agree to indemnify us for losses arising from Your use of, or decisions made on the basis of, the Website or Services.

6.3. To the maximum extent permitted by law, we shall not be liable for indirect, incidental, special, consequential, or punitive losses, or for lost profits or data, arising from the Website or Services.

6.4. We are not liable for telecoms failures, internet congestion, device or browser incompatibility, or any other matters outside our reasonable control.

7. Third-party services or content

7.1. You may encounter third-party content, such as adverts or reviews about Third-Party Platforms. We do not control or endorse it, and it may be incomplete or out of date. It is entirely up to You whether to rely on it.

8. External links

8.1. Links to third-party sites are supplied for information only. We are not responsible for the availability, content, products, services, or policies of external websites. You access third-party resources entirely at Your own discretion and risk. Users should review the relevant terms and privacy policies of those websites.

9. General provisions

9.1. We may alter or withdraw Services and amend these Terms by publishing an updated version. Continued use after any changes indicates acceptance. These Terms and the Privacy Policy form the full agreement between You and us concerning the subject matter here.

9.2. Not enforcing a provision does not amount to a waiver. If any provision is invalid, the rest remains effective. We may transfer our rights and obligations; You may not transfer Yours without our consent. Communications via the Website do not create any relationship beyond these Terms.